Islamic Financial Services Board

7th Meeting of the General Assembly
2009-03-31 08:00 - 17:00 UTC | Four Seasons Hotel Riyadh, The Kingdom of Saudi Arabia, Riyadh, Saudi Arabia
Hosted by the Saudi Arabian Monetary Authority – Open to Members of the IFSB only – Please email ifsb_sec@ifsb.org for more information.

IFSB Annual Meetings
2009-03-31 08:00 - 17:00 | –, Bali, Indonesia
14th Meeting of the Council of the IFSB 7th Meeting of the General Assembly Hosted by the Saudi Arabian Monetary Authority – Open to Members of the IFSB only – Please email ifsb_sec@ifsb.org for more information.

3rd Islamic Financial Services Forum: The European Challenge
2009-03-04 08:30 - 17:30 | The Westin Paris, Paris, France
This Forum is jointly organised with the Financial Stability Institute and hosted by Banque de France. For more information, please email diana@ifsb.org

Programme – Event Session(s)

Date
Time
Topics

Day 1
04/03/2009
08:30 – 09:00
Registration

09:00 – 09:30
Opening and Keynote Session

09:30 – 10:30
Session 1 – Risks associated with liquidity in the Islamic financial services industry

10:30 – 11:00
Coffee break

11:00 – 12:30
Session 2: Infrastructures for managing liquidity and liquidity risks

12:30 – 13:30
Lunch

13:30 – 14:30
Session 3: Legal, Shariah and regulatory issues in liquidity management

14:30 – 15:30
Session 4: Case Study: IFSI liquidity management approaches in selected countries

15:30 – 16:00
Coffee Break

16:00 – 17:30
Session 5: Development of a liquidity management framework for the Islamic financial services industry

Downloadable Document(s)

1.)

Event Session(s) – PDF Format

2.)

Brochure: IFSB European Challenges Forum 2009

3.)

Participant Registration Form

4.)

Westin Hotel Reservation Form

IFSB - FIS Workshop Series (Pakistan): Risk Management/Corporate Governance/ Supervisory Review Process
2009-02-23 09:00 - 2009-02-25 16:00 | State Bank of Pakistan, Karachi, Pakistan
Risk Management Corporate Governance Supervisory Review Process

Programme – Event Session(s)

Date
Time
Topics

Day 1
23/02/2009
09:00 – 09:30
Registration

09:30 – 11:00
Session 1 Risk Management and Basel II Framework-Background Credit Risk Equity Investment Risk

11:00 – 11:30
Coffee Break

11:30 – 12:30
Session 2 Market Risk Liquidity Risk Rate of Return Risk

12:30 – 13:30
Coffee Break & Prayer

13:30 – 14:30
Session 3 Operational Risk Case Analysis (I) and Discussions

14:30 – 15:00
Lunch

15:00 – 16:00
Session 4 Case Analysis (II) and Discussions

Day 2
24/02/2009
09:30 – 11:00
Session 1 Guiding Principles on Corporate Governance for Institutions offering only Islamic Financial Services (IFSB-3) – An Overview

11:00 – 11:30
Coffee Break

11:30 – 12:30
Session 2 IFSB-3 – A focus on the Recommended Best Practices

12:30 – 13:30
Lunch & Prayer

13:30 – 14:30
Session 3 Case Analysis (I) and Discussions

14:30 – 15:00
Coffee Break

15:00 – 16:00
Session 3 Case Analysis (II) and Discussions

Day 3
25/02/2009
09:30 – 11:00
Session 1 • An overview of Supervisory Review Process Standard Infrastructure for Effective Supervision Regulatory Capital Requirements Treatment of IAH Risk Management and Corporate Governance (RM, CG, Audit and Compliance)

11:00 – 11:30
Coffee Break

11:30 – 12:30
Session 2 Related Party Transactions Transparency and Market Discipline Consolidated and Home-host Supervision Window Operations Real Estate Investments

12:30 – 13:30
Lunch & Prayer

13:30 – 14:30
Session 3 Case Analysis (I) & Discussion

14:30 – 15:00
Coffee Break

15:00 – 16:00
Session 4 Case Analysis (II) & Discussion

Downloadable Document(s)

1.)

Event Session(s) – PDF Format

2nd Public Lecture on Financial Policy and Stability
2009-02-08 09:00 - 13:00
The Public Lecture is held in conjunction with the 50th Anniversary of Bank Negara Malaysia. The Speakers are: – H.E. Yves Mersch, Governor, Central Bank of Luxembourg – Dr. Abbas Mirakhor, former Dean of International Monetary Funds Executive Board REGISTRATION FOR THE PUBLIC LECTURE HAS BEEN CLOSED.

Programme – Event Session(s)

Date
Time
Topics

Day 1
08/02/2009
09:00 – 09:30
Registration

09:30 – 10:30
2nd Islamic Financial Services Board Public Lecture on Financial Policy and Stability Lecture 1 by H.E. Yves Mersch – Governor, Central Bank of Luxembourg

10:30 – 11:00
Coffee break

11:00 – 12:00
2nd Islamic Financial Services Board Public Lecture on Financial Policy and Lecture 2 by Dr. Abbas Mirakhor – Former Dean of International Monetary Funds Executive Board

12:00 – 13:00
Lunch (End of Public Lecture)

Downloadable Document(s)

1.)

Event Session(s) – PDF Format

2.)

IFSB Public Lecture on Financial Policy and Stability: PROGRAMME

IFSB - FIS Workshop Series (Bahrain): Risk Management | Corporate Governance | Supervisory Review Process
2009-02-03 08:30 - 2009-02-05 15:30 | Central Bank of Bahrain, Manama, Bahrain
Risk Management Corporate Governance Supervisory Review Process

Programme – Event Session(s)

Date
Time
Topics

Day 1
03/02/2009
08:30 – 09:00
Registration

09:00 – 10:00
Session 1 Risk Management and Basel II Framework – Background Credit Risk Equity Investment Risk

10:00 – 10:30
Coffee Break

10:30 – 12:00
Session 2 Market Risk Liquidity Risk Rate of Return Risk

12:00 – 12:30
Coffee Break & Prayer

12:30 – 14:30
Session 3 Operational Risk Case Analysis (I) and Discussions Case Analysis (II) and Discussions

14:30 – 15:30
Lunch

Day 2
04/02/2009
09:00 – 10:00
Session 1 Guiding Principles on Corporate Governance for Institutions offering only Islamic Financial Services (IFSB-3) – An Overview

10:00 – 10:30
Coffee Break

10:30 – 12:00
Session 2 IFSB-3 – A focus on the Recommended Best Practices

12:00 – 12:30
Coffee Break & Prayer

12:30 – 14:30
Session 3 Case Analysis (I) and Discussions Case Analysis (II) and Discussions

14:30 – 15:30
Lunch

Day 3
05/02/2009
09:00 – 10:00
Session 1 An overview of Supervisory Review Process Standard Infrastructure for Effective Supervision Regulatory Capital Requirements Treatment of IAH Risk Management and Corporate Governance (RM, CG, Audit and Compliance)

10:00 – 10:30
Coffee Break

10:30 – 12:00
Session 2 Related Part Transactions Transparency and Market Discipline Consolidated and Home -host Supervision Window Operations Real Estate Investments

12:00 – 12:30
Coffee Break & Prayer

12:30 – 14:30
Session 3 Case Analysis (I) and Discussions Case Analysis (II) and Discussions

14:30 – 15:30
Lunch

Downloadable Document(s)

1.)

Event Session(s) – PDF Format

2.)

Registration Form

Seminar on Islamic Finance
2009-01-13 09:00 - 2009-01-14 21:00 | Lotte Hotel Seoul, Seoul, Korea, Democratic People's Republic of
This Seminar is jointly organised with the Financial Services Commission / Financial Supervisory Service of Korea.

Programme – Event Session(s)

Date
Time
Topics

Day 1
13/01/2009
TEST2

09:00 – 09:30
Registration

09:30 – 10:30
Opening & Keynote Session

10:30 – 11:00
Coffee Break

11:00 – 12:30
Session 1: Overview of the Islamic Financial Services Industry (IFSI) Perspectives of Regulators This session will see regulators and market players from the respective IFSI sectors i.e. banking, capital market and insurance discussing their area of focus. It will highlight the challenges faced by these stakeholders in facilitating the development of the IFSI business sector in regulating them effectively.

12:30 – 13:30
Lunch

13:30 – 15:00
Session 2: Operational and business structural issues in starting an Islamic financial services unit This session aims to discuss the relevant operational and business structural issues faced by IFSI stakeholders in developing an Islamic financial services unit. Market players from the banking, capital market and insurance sectors will highlight the approaches taken by them to develop their Islamic financial services unit within the existing industry, legal and regulatory structure.

15:00 – 15:30
Coffee Break

15:30 – 17:00
Session 3: Current issues facing IFSI – Shariah, Legal and Business Development The session will discuss the current and pertinent Shariah, legal and business development issues in the IFSI currently being faced by the IFSI market players and how they are managing these issues in their day-to-day operations.

19:00 – 21:00
Gala Dinner

Day 2
14/01/2009
TEST1

09:30 – 11:00
Session 4: Case studies on Sukuk issuance The case studies will discuss the objectives and approaches of the relevant organisations in issuing out Sukuk instruments at the global level. The session aims to highlight the relevant building blocks that must be put out in place to enable an organisation to issue Sukuk successfully.

11:00 – 11:30
Coffee Break

11:30 – 13:00
Session 5: Islamic Finance: Challenges and opportunities for Korea (Panel Discussion) The session aims to highlight the business, legal and regulatory structure that must be established for Korea to set up its own IFSI. It will also highlight the potential of Korea and the role of its stakeholders in the effort.

13:00 – 14:00
Lunch

Downloadable Document(s)

1.)

Event Session(s) – PDF Format

2.)

Hotel Reservation Form

3.)

Registration Form (English)

4.)

Registration Form (Korean)

IFSB-FIS Workshop Series (Sudan): Risk Management | Corporate Governance
2008-12-15 09:00 - 2008-12-17 16:00 | Central Bank of Sudan, Khartoum, Sudan
Risk Management Corporate Governance Supervisory Review Process

Programme – Event Session(s)

Date
Time
Topics

Day 1
15/12/2008
09:00 – 09:30
Registration

09:30 – 11:00
Session 1 Risk Management and Basel II Framework-Background Credit Risk Equity Investment Risk

11:00 – 11:30
Coffee Break

11:30 – 12:30
Session 2 Market Risk Liquidity Risk Rate of Return Risk

12:30 – 13:30
Lunch & Payer Break

13:30 – 14:30
Session 3 Operational Risk Case Analysis (I) and Discussions

14:30 – 15:00
Coffee Break

15:00 – 16:00
Session 4 Case Analysis (II) and Discussions

Day 2
16/12/2008
09:30 – 11:00
Session 1 Guiding Principles on Corporate Governance for Institutions offering only Islamic Financial Services (IFSB-3) – An Overview

11:00 – 11:30
Coffee Break

11:30 – 12:30
Session 2 IFSB-3 – A focus on the Recommended Best Practices

12:30 – 13:30
Lunch & Prayer

13:30 – 14:30
Session 3 Case Analysis (I) and Discussions

14:30 – 15:00
Coffee Break

15:00 – 16:00
Session 4 Case Analysis (II) and Discussions

Day 3
17/12/2008
09:30 – 11:00
Session 1 An overview of Supervisory Review Process Standard Infrastructure for Effective Supervision Regulatory Capital Requirements Treatment of IAH Risk Management and Corporate Governance (RM, CG, Audit and Compliance)

11:00 – 11:30
Coffee Break

11:30 – 12:30
Session 2 Related Party Transactions Transparency and Market Discipline Consolidated and Home-host Supervision Window Operations Real Estate Investments

12:30 – 13:30
Lunch & Prayer

13:30 – 14:30
Session 3 Case Analysis (I) and Discussions

14:30 – 15:00
Coffee Break

15:00 – 16:00
Session 4 Case Analysis (II) and Discussions

Downloadable Document(s)

1.)

Event Session(s) – PDF Format

2.)

Registration Form – EVE089

IFSB-FIS Workshop Series (Qatar): Risk Management | Capital Adequacy
2008-12-04 09:00 - 2008-12-05 16:00 | Millennium Hotel Doha, Doha, Qatar
Risk Management Capital Adequacy

Programme – Event Session(s)

Date
Time
Topics

Day 1
04/12/2008
09:00 – 09:30
Registration

09:30 – 11:00
Session 1 Risk Management and Basel II Framework – Background Credit Risk Equity Investment Risk

11:30 – 12:30
Session 2 Market Risk Liquidity Risk Rate of Return risk

12:30 – 13:30
Lunch & Prayer Break

13:30 – 14:30
Session 3 Operational Risk Case Analysis (I) and Discussions

14:30 – 15:00
Coffee Break

15:00 – 16:00
Session 4 Case Analysis (II) and Discussions

Day 2
05/12/2008
09:30 – 11:00
Session 1 An overview of Capital Adequacy Standard Measurement of Capital Requirements for Credit Risk

11:00 – 14:00
Lunch & Prayer Break

14:00 – 15:00
Session 2 Measurement of Capital Requirements for Credit Risk (Cont’d)

15:30 – 16:00
Coffee Break

16:00 – 17:00
Session 3 Measurement of Capital Requirements for Market Risk

17:00 – 17:30
Coffee Break

17:30 – 18:30
Session 4 Measurement of Capital Requirements for Operational Risk Capital Adequacy Formulas

Downloadable Document(s)

1.)

Event Session(s) – PDF Format

2.)

Registration Form – EVE088

4th Seminar on the Regulation of Takaful
2008-11-26 09:00 - 2008-11-27 16:30 | Grand Hyatt Singapore, 10 Scotts Rd,, Singapore, Singapore, 228211, Singapore
The Monetary Authority of Singapore is hosting the Seminar.

Programme – Event Session(s)

Date
Time
Topics

Day 1
26/11/2008
09:00 – 09:30
Registration

09:30 – 10:00
Opening & Keynote Session Opening Address by Secretary-General of IFSB & Keynote Address by Deputy Managing Director (Prudential Supervision) of Monetary Authority of Singapore

10:00 – 10:30
COFFEE BREAK

10:30 – 12:00
Session 1: Risk Management – Managing Takaful Risk Risk management practices to support solvency Specificities of the Risk Management practices

12:00 – 13:30
Lunch & Prayer

13:30 – 15:00
Session 2: Treatment of Underwriting Surplus Ownership of the underwriting surplus Impact of the distribution of underwriting surplus on the solvency requirement Underwriting surplus as an element of incentive

15:00 – 15:30
COFFEE BREAK

15:30 – 16:30
Session 3: Retakaful – Issues and Opportunities Types of reinsurance that fit into retakaful solutions Role of retakaful arrangement in solvency of takaful undertaking Application of doctrine of necessity for retakaful

Day 2
27/11/2008
09:30 – 11:00
Session 4: Solvency Framework Capital Adequacy Requirement Solvency Requirement

11:00 – 11:30
COFFEE BREAK

11:30 – 12:30
Session 5: Regulatory Issues Legal issues surrounding the solvency requirement The enforceability of Qard Facility in meeting deficit of the Takaful fund

Downloadable Document(s)

1.)

Event Session(s) – PDF Format

Seminar on Rating of Takaful and ReTakaful
2008-11-25 08:30 - 16:30 | Grand Hyatt Singapore, 10 Scotts Rd,, Singapore, Singapore, 228211, Singapore
This one-day seminar is held prior to the IFSB 4th Seminar on the Regulation of Takaful.

Programme – Event Session(s)

Date
Time
Topics

Day 1
25/11/2008
08:30 – 09:00
Registration

09:00 – 09:15
Opening Session Briefing by Seminar Chairperson to set the objectives and goals of the Seminar.

09:15 – 10:15
Session 1: The Expansion of Takaful and Retakaful and the need for ratings

10:15 – 11:15
Session 2: Rating Agencies Methodologies for Takaful and Retakaful Firms (Part 1)

11:15 – 11:40
COFFEE BREAK

11:40 – 13:00
Session 3: Rating Agencies Methodologies for Takaful and retakaful Firms (Part 2)

13:00 – 14:30
Lunch and prayer

14:30 – 15:30
Session 4: Perspectives of Rated Institution

15:30 – 16:30
Session 5: Building Transparency, Understanding and Trust: next Steps in an Industry Dialogue

Downloadable Document(s)

1.)

Event Session(s) – PDF Format

IFSB-IIF Conference: Enhancing the Resilience and Stability of the Islamic Financial System
2008-11-20 09:30 - 2008-11-21 12:15 | Mandarin Oriental, Kuala Lumpur City Centre, Kuala Lumpur, Federal Territory of Kuala Lumpur, 50088, Malaysia
The Islamic Financial Services Board (IFSB) and the Institute of International Finance (IIF) are jointly organising Conference open to all IFSB & IIF members, as well as interested parties. Bank Negara Malaysia is hosting.

Programme – Event Session(s)

Date
Time
Topics

Day 1
20/11/2008
09:30 – 10:30
Opening Ceremony

11:00 – 12:00
Session 1 Resilience and Stability of the Islamic Financial System – An Overview

14:00 – 16:30
Session 2 Prerequisites for Resilience and Stability of the Islamic Financial System

16:00 – 17:30
Session 3 Prerequisites for Resilience and Stability of the Islamic Financial System

Day 2
21/11/2008
09:00 – 10:30
Session 4 Risk Management and Prudential Standards in Islamic Finance: Are they fit to prevent crisis?

10:45 – 12:15
Session 5 Managing the Islamic Financial System in a Crisis

Downloadable Document(s)

1.)

Event Session(s) – PDF Format

IFSB-FIS Workshop Series (Brunei): Risk Management | Corporate Governance
2008-11-17 09:00 - 2008-11-18 16:00 | Sheraton Utama Hotel, Bandar Seri Begawan, Brunei Darussalam
Risk Management Corporate Governance

Programme – Event Session(s)

Date
Time
Topics

Day 1
17/11/2008
09:00 – 09:30
Registration

09:30 – 11:00
Session 1 Risk Management and Basel II Framework – Background Credit Risk Equity Investment Risk

11:00 – 11:30
Coffee Break

11:30 – 12:30
Session 2 – Risk Management Market Risk Liquidity Risk Rate of Return risk

12:30 – 13:30
Lunch & Payer Break

13:30 – 14:30
Session 3 Operational Risk Case Analysis (I) and Discussions

14:30 – 15:00
Coffee Break

15:00 – 16:00
Session 4 Case Analysis (II) and Discussions

Day 2
18/11/2008
09:30 – 11:00
Session 1 Guiding Principles on Corporate Governance for Institutions offering only Islamic Financial Services (IFSB-3) – An Overview

Downloadable Document(s)

1.)

Event Session(s) – PDF Format

2.)

Registration Form

13th Meeting of the Council of the IFSB (For Council Members only)
2008-10-29 | –, Bali, Indonesia
Due to certain unavoidable circumstances, the Islamic Financial Services Awareness Programmes due to be held in Karachi from the 27 – 31 October 2008 have been cancelled. Any inconvenience caused is highly regretted. Should you require further information, kindly email farrah@ifsb.org The programmes that have been cancelled are: – 3rd International Conference on Islamic Banking and Finance: Risk Management, Regulation and Supervision – 2nd Public Lecture on Financial Policy and Stability – Interactive Session on the Financial Health of Islamic Financial Services – 5th International Seminar on Challenges facing the Independence of Shariah Supervisory Boards – Seminar on Monetary Operations and Liquidity Management

IFSB-FIS Workshop Series (Saudi Arabia): Risk Management | Corporate Governance
2008-10-20 - 2008-10-21 | –, Bali, Indonesia

IFSB-FIS Workshop Series (Kuwait): Risk Management | Corporate Governance
2008-10-07 - 2008-10-08 | The Marina Hotel, Kuwait City, Kuwait

IFSB-FIS Workshop Series (Egypt): Capital Adequacy
2008-08-27 - 2008-08-28 | –, Bali, Indonesia

IFSB-FIS Workshop Series (Malaysia): Capital Adequacy | Transparency and Market Discipline
2008-08-20 - 2008-08-22 | –, Bali, Indonesia

IFSB-FIS Workshop Series (Syria): Risk Management | Corporate Governance
2008-08-05 - 2008-08-06 | –, Bali, Indonesia

IFSB-FIS Workshop Series (Singapore): Risk Management | Corporate Governance | Supervisory Review Process
2008-06-16 - 2008-06-18 | –, Bali, Indonesia
This Workshop is open to Regulators Only

4th Islamic Financial Services Board Summit:
2008-05-15 - 2008-05-16 | dubai, Dubai, United Arab Emirates, United Arab Emirates

5th Islamic Financial Services Board Summit: Financial Globalisation and Islamic Financial Services
2008-05-13 08:30 - 2008-05-14 17:30 | Intercontinental Amman, Islamic College Street, Amman, 11180, Jordan
Central Bank of Jordan is hosting the Summit.

Programme – Event Session(s)

Date
Time
Topics

Day 1
13/05/2008
08:30 – 09:30
Registration

09:30 – 10:30
Opening Session

10:30 – 11:00
Networking Session and Coffee Break

11:00 – 12:30
Session 1: Globalisation of Islamic Financial Services – Opportunities and Challenges Topics to cover: • Globalisation of Finance, and Pattern of Global Imbalances, and Their Implications for Supply and Demand for Islamic Finance • Growth in Different Industry Segments – Recent Developments, and Domestic and International Factors • Opportunities in Islamic Finance – Potential Returns to Innovation and Specialised Technology • Challenges in Legal Infrastructures, Regulation and Human Resources

12:30 – 14:00
Lunch and Prayers

14:00 – 15:30
Session 2: Cross-Border Capital Flows Topics to cover: • Evolving Role of Islamic Finance in Cross Border Capital Flows – Size, Patterns of Flows, and Their Determinants • Role of Islamic Capital Markets in Fostering Cross Border Capital Flows – Domestic and Global Issues • Constraints on Cross Border Flows of Islamic Finance

15:30 – 16:00
Networking Session and Coffee Break

16:00 – 17:30
Session 3: Regional Integration of Islamic Financial Markets, including Islamic Capital Markets – Key Issues Topics to cover: • Promoting Regional Integration of Islamic Financial Services – Rationale (Intermediating regional surpluses to support regional economic growth, strengthening competitiveness of capital market institutions, such as stock exchanges in the region) • Catalytic Role of Government – Issuance and Management of Government Financing Instruments, Providing Enabling Conditions to Develop Domestic Markets and Facilitate Their Regional Integration Through Appropriate Macroeconomic and Financial Policies

Downloadable Document(s)

1.)

Event Session(s) – PDF Format

Pre Summit Event: Public Hearing on IFSB Exposure Drafts
2008-05-12 | Amman, Amman, Jordan, Jordan

Pre Summit Event: Country Showcases
2008-05-12 | Amman, Amman, Jordan, Jordan

FIS Workshop on Capital Adequacy and Transparency & Market Discipline
2008-05-05 09:30 - 2008-05-07 10:30 | Central Bank of the Islamic Republic of Iran Headquarter, Tehran Province, Tehran, Mirdamad Blvd, No. 198, Tehran, Iran, Iran, Islamic Republic of
Programme – Event Session(s)

Date
Time
Topics

Day 1
05/05/2008
09:30 – 10:30
Workshop on Capital Adequacy Standard (CA) Session 1 – An overview of Capital Adequacy Standard – Measurement of Capital Adequacy Standard Requirements for Credit Risk (1)

Downloadable Document(s)

1.)

Event Session(s) – PDF Format

BIS-IFSB Joint Seminar on Monetary Operations and Islamic Financial Institutions
2008-04-15 09:30 - 17:30 | Shanghai, Shanghai, China, China
Programme – Event Session(s)

Date
Time
Topics

Day 1
15/04/2008
09:30 – 10:00
Opening and Keynote Session

10:10 – 10:45
Session 1: Overview of the IFSB Technical Note on Issues in the Development of the Islamic Money and Foreign Exchange Markets

11:15 – 12:45
Session 2: Monetary Operations – Case Studies

14:00 – 15:00
Session 3: Ratings of Islamic Financial Instruments

15:00 – 16:00
Session 4: Bank Liquidity Management – Case Studies

16:30 – 17:30
Session 5: Regulatory Incentives and Liquidity Management Experiences

Downloadable Document(s)

1.)

Event Session(s) – PDF Format

12th Meeting of the IFSB Council & 6th General Assembly
2008-03-26 08:00 - 17:00 | Jeddah, Jeddah, Saudi Arabia, Saudi Arabia

Seminar on Corporate Governance Issues in Islamic Finance
2008-03-11 - 2008-03-12 | Manama, Manama, Bahrain, Bahrain

Seminar on Ratings of Institutions offering Islamic financial services and Islamic financial instruments
2008-02-20 | Kuala Lumpur, Kuala Lumpur, Malaysia, Malaysia

IFSB-FIS Workshop on Capital Adequacy and Transparency & Market Discipline
2008-01-30 - 2008-02-01 | Pakistan, Pakistan, Pakistan
